What are your options actually worth?
Put in your own numbers. The comparison below is the arithmetic most people never do, which is usually why the business wins by default.
Walk away
−$9,000
You absorb the loss and pay someone else to put it right. The business keeps your money and learns that this works.
Hire an attorney
+$6,000
Viable, and sometimes the right answer. At this claim size the fees often consume most of what's recovered, which is why contingency firms usually decline disputes this size.
Work with us
+$11,701
One cost of $299*, paid once. Nothing after it, whatever we recover.
* Figures above are illustrative. The exact cost for your situation depends on the state you're in and the type of advocacy file, and it is shown in your portal and in the agreement you sign, after we review your advocacy file and before you pay anything.
And if we don't obtain redress? That one cost is the only money you ever pay us: no hourly billing, no bill for the attempt. You keep the complete file we built, and you can still take it to an attorney afterwards, which is cheaper for you than starting from nothing.
It isn't free for them either
If this went to court, the business would face its own legal bill, plausibly somewhere near the $6,000 above, plus the time of whoever has to deal with it, plus a licensing-board complaint and a public record that outlast the dispute. That asymmetry is the leverage. A documented claim that keeps escalating gets resolved because resolving it is the cheaper option, not because anyone sues.
The figures assume we recover the full amount1, which won't always happen. What doesn't change is the downside: if we don't obtain redress, the engagement cost is the only thing you ever pay us2. Read how redress works or how our costs work.
Disclosures
- 1.This is an illustration, not a prediction. It assumes the full disputed amount is recovered, which is not something we guarantee or can know in advance. The attorney-cost default reflects a national average hourly rate for a claim pursued hourly rather than on contingency, which is typical at this claim size. It is not researched against a specific state. No figure here should be relied on for a financial decision.
- 2.The figures used are representative and for illustration only. The engagement cost varies by state, by the kind of work involved, and by the value of the advocacy file. The exact amount for your situation is disclosed in your portal and in the consumer service agreement, after we review your advocacy file and before you sign or pay anything. It is the only amount you pay us. All of it is subject to that agreement and to any applicable state limits on fees charged by non-attorney representatives.